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Our 2 Cents

Welcome to Professional Financial Solution’s blog, Our 2 Cents! We aim to provide you with brief insights and analysis on financial planning and investment topics. If any clients or other readers have questions or topics that they would like to see covered here, please feel free to contact us by email or by posting a comment to a recent blog post. By reading the articles on this blog, you acknowledge our warning and disclaimer, provided here. Articles are provided for informational purposes only and shall not be relied upon as personal financial or investment advice.

Pension Income in Retirement, Part 1: Pros and Cons of this Increasingly Rare Benefit

Over the past several decades, public and private employers have shifted their retirement benefits from an emphasis on pensions (otherwise […]

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Five Difficult Lessons Learned: Advice on Dealing with the Loss of a Loved One

Unfortunately, over the years, we at PFS have had occasion to help many clients after someone close to them has […]

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Should I Use My HSA to Save for Current or Long-Term Medical Expenses?

Created by Congress through the Medicare Modernization Act in 2003, health savings accounts (HSAs) aim to assist those with high-deductible […]

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How Best to Give Back: Tax-Efficient Ways to Donate to Charity

When we discuss with clients their financial goals, they often wish to include in their financial plan some level of charitable […]

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Resist the Temptation to React to the Present, Guess the Future

Many investors felt rattled by market behavior recently, with the S&P 500 index dropping over 6.5% in just over a […]

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Lower Withholdings Under the New Tax Law May Cause an Unexpected Bill in April

The Tax Cuts and Jobs Act (TCJA), signed into law in late 2017, significantly changed tax brackets, deductions, and other […]

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