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Our 2 Cents

Welcome to Professional Financial Solution’s blog, Our 2 Cents! We aim to provide you with brief insights and analysis on financial planning and investment topics. If any clients or other readers have questions or topics that they would like to see covered here, please feel free to contact us by email or by posting a comment to a recent blog post. By reading the articles on this blog, you acknowledge our warning and disclaimer, provided here. Articles are provided for informational purposes only and shall not be relied upon as personal financial or investment advice.

Should I Use My HSA to Save for Current or Long-Term Medical Expenses?

Created by Congress through the Medicare Modernization Act in 2003, health savings accounts (HSAs) aim to assist those with high-deductible […]

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Giving Thanks and Giving Back: Donating to Charity in a Tax-Efficient Way

As we spend time this week giving thanks for what we have been given and looking ahead toward the “season […]

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Resist the Temptation to React to the Present, Guess the Future

Many investors felt rattled by market behavior recently, with the S&P 500 index dropping over 6.5% in just over a […]

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Lower Withholdings Under the New Tax Law May Cause an Unexpected Bill in April

The Tax Cuts and Jobs Act (TCJA), signed into law in late 2017, significantly changed tax brackets, deductions, and other […]

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A “Catch-Up” Savings Strategy: Reasonable Approach or Excuse to Procrastinate?

A recent Wall Street Journal article outlined how parents, who may have fallen behind in saving for retirement while financially […]

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Managing Inertia: The Pros and Cons of Target-Date Retirement Funds

Over 300 years ago, Isaac Newton defined the concept of “inertia,” observing that objects tend to resist any change in […]

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